POOLED PLAN DESIGNS
1
ESSENTIALS
LIFE INSURANCE
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BASIC LIFE INSURANCE - $25,000
ACCIDENTAL DEATH & DISMEMBERMENT - $25,000
DEPENDENT LIFE - $2,500 Spouse / $1,000 Child
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EXTENDED HEALTH
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DRUGS - 70%
DRUG ANNUAL MAXIMUM - $5,000 (Pay-Direct)
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OVERALL MEDICAL COVERAGE - 70%
PARAMEDICAL PRACTITIONERS - 70%
PRACTITIONER COVERAGE - $350 Per Practitioner
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(Physiotherapy, Chiropractic, Registered Massage, Naturopath, Psychology, Social Worker, Clinical Counselling, Acupuncture, Chiropody, Registered Dietician, Podiatry, Osteopath, Audiologist, Speech Therapy)
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VISIONCARE - N/A
EYE EXAMS - N/A
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HOSPITAL - Semi-Private
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ORTHOTIC SHOES/INSERTS - $300 Calendar Year
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BLOOD GLUCOSE MONITOR - $200/36 Months
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DIABETIC PUMPS & EQUIPMENT - R&C up to $4,000 per Calendar Year
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PRIVATE DUTY NURSING - $10,000/Calendar Year
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MEDICAL SERVICES & SUPPLIES - R&C
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HEARING AIDS - $700 - 1 Every 4 Years
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PROSTHETICS - $5,000 Every 2 Years
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OUT OF COUNTRY MEDICAL EMERGENCY - $5,000,000 Covered to Age 75
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DENTALCARE
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BASIC COVERAGE - 80%
(Annual check-up, cleanings, fillings, basic and major expenses combined scaling, polishing, root planning, diagnostic, select extractions, endodontics, periodontics)
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ANNUAL MAXIMUM - $1,000
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CLEANING SCHEDULE - Every 9 Months
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SCALING - 10 Units
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2
ENHANCED
LIFE INSURANCE
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BASIC LIFE INSURANCE - $25,000
ACCIDENTAL DEATH & DISMEMBERMENT - $25,000
DEPENDENT LIFE - $2,500 Spouse / $1,000 Child
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EXTENDED HEALTH
​
DRUGS - 80%
DRUG ANNUAL MAXIMUM - $50,000 (Pay-Direct)
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OVERALL MEDICAL COVERAGE - 80%
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PARAMEDICAL PRACTITIONERS - 80%
PRACTITIONER COVERAGE - $500 Per Practitioner
(Physiotherapy, Chiropractic, Registered Massage, Naturopath, Psychology, Social Worker, Clinical Counselling, Acupuncture, Chiropody, Registered Dietician, Podiatry, Osteopath, Audiologist, Speech Therapy)
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VISIONCARE - $200 Every 24 Months
EYE EXAMS - $120 Per Exam
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HOSPITAL - Semi-Private
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ORTHOTIC SHOES/INSERTS - $300 Calendar Year
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BLOOD GLUCOSE MONITOR - $200/36 Months
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DIABETIC PUMPS & EQUIPMENT - R&C up to $4,000 per Calendar Year
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PRIVATE DUTY NURSING - $10,000/Calendar Year
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MEDICAL SERVICES & SUPPLIES - R&C
​
HEARING AIDS - $700 - 1 Every 4 Years
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PROSTHETICS - $5,000 Every 2 Years
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OUT OF COUNTRY MEDICAL EMERGENCY - $5,000,000 Covered to Age 75
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DENTALCARE
​
BASIC COVERAGE - 80%
(Annual check-up, cleanings, fillings, basic and major expenses combined scaling, polishing, root planning, diagnostic, select extractions, endodontics, periodontics)
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ANNUAL MAXIMUM - $1,500
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CLEANING SCHEDULE - Every 6 Months
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SCALING - 10 Units
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3
ELITE
LIFE INSURANCE
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BASIC LIFE INSURANCE - $25,000
ACCIDENTAL DEATH & DISMEMBERMENT - $25,000
DEPENDENT LIFE - $2,500 Spouse / $1,000 Child
​
EXTENDED HEALTH
​
DRUGS - 80%
DRUG ANNUAL MAXIMUM - $50,000 (Pay-Direct)
​
OVERALL MEDICAL COVERAGE - 100%
​
PARAMEDICAL PRACTITIONERS - 100%
PRACTITIONER COVERAGE - $500 Per Practitioner
(Physiotherapy, Chiropractic, Registered Massage, Naturopath, Psychology, Social Worker, Clinical Counselling, Acupuncture, Chiropody, Registered Dietician, Podiatry, Osteopath, Audiologist, Speech Therapy)
​
VISIONCARE - $300 Every 24 Months
EYE EXAMS - $120 Per Exam
​
HOSPITAL - Semi-Private
​
ORTHOTIC SHOES/INSERTS - $300 Calendar Year
​
BLOOD GLUCOSE MONITOR - $200/36 Months
​
DIABETIC PUMPS & EQUIPMENT - R&C up to $4,000 per Calendar Year
​
PRIVATE DUTY NURSING - $10,000/Calendar Year
​
MEDICAL SERVICES & SUPPLIES - R&C
​
HEARING AIDS - $700 - 1 Every 4 Years
​
PROSTHETICS - $5,000 Every 2 Years
​
OUT OF COUNTRY MEDICAL EMERGENCY - $5,000,000 Covered to Age 75
​
DENTALCARE
​
BASIC COVERAGE - 80%
(Annual check-up, cleanings, fillings, basic and major expenses combined scaling, polishing, root planning, diagnostic, select extractions, endodontics, periodontics)
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ANNUAL MAXIMUM - $2,000 Combined with Major Dental Coverage
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MAJOR DENTAL COVERAGE - 50%
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MAJOR ANNUAL MAXIMUM - $2,000 Combined with Basic Dental Coverage
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CLEANING SCHEDULE - Every 6 Months
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SCALING - 10 Units
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